John Williams

NMLS # 355880

832-384-4917

JW@mootx.com

John Williams Broker Managing Partner

Blog

Should I Buy, Build, or Renovate as a First-Time Home Buyer?

Should I Buy, Build, or Renovate as a First-Time Home Buyer?

Today’s housing market faces the lowest level of inventory in over 20 years, according to the National Association of Realtors. That supply is even tighter among the entry-level properties, making it doubly difficult for first-time home buyers to get a fo

Jul 21, 2021 | Purchasing a Home

Can Refinancing Hurt My Credit Score?

Can Refinancing Hurt My Credit Score?

Refinancing a mortgage can be incredibly helpful financially, whether for lowering monthly payments, shortening the loan term, or pulling out equity to pay off debt or for other projects. Even as you achieve those fiscal goals, you may wonder what effect

Jul 14, 2021 | Refinancing a Home

Will My Mortgage Payment Increase Over Time?

Will My Mortgage Payment Increase Over Time?

If you are about to become a first-time homeowner, you may be wondering if your monthly mortgage payment will stay the same or if it will ever go up. The answer depends on what type of home loan you choose: fixed-rate, adjustable-rate, or interest-only. W

Jul 07, 2021 |

What’s the Difference Between a Home Appraisal and Inspection?

What’s the Difference Between a Home Appraisal and Inspection?

When you take the plunge to buy a home, there will be a flurry of appointments and meetings with real estate agents, mortgage lenders, title companies, and inspectors. Some of the most important appointments will come after you make an offer on a property

Jun 30, 2021 | Purchasing a Home

What to Do if the Appraisal Comes in Low

What to Do if the Appraisal Comes in Low

You’re in the middle of the home selling process, having accepted a buyer’s offer. But after your house is appraised, the reported value comes back lower than the agreed-upon price. What happens now? Does the deal fall through? In many cases, especially i

Jun 23, 2021 |

How to Protect Your Information When Applying for a Mortgage Online

How to Protect Your Information When Applying for a Mortgage Online

Applying for a mortgage these days can be done with the touch of a button. However, even though the internet makes things extremely convenient, it can also create some challenges, namely the security of your personal information. When you apply for a mort

Jun 16, 2021 |